Terms and Conditions of Business

Our Terms & Conditions of Business sets out the basis on which Credit for Merchants provides its service. Please take a few minutes to read through these before submitting a form on this website. These terms are valid from 1st January 2023 until further notice. Leads Factory LLC is the operator of this website and helps businesses in the United States get free quotes and offers for financial products and services.


Our Services:

Leads Factory LLC assists a number of business lending services. Our service includes carrying out work preparatory to the conclusion of business loans, as well as the making of referrals to third parties. Leads Factory LLC is paid a fee by these businesses for providing referrals to them. All applicants using this website are free to choose which firm they proceed with and must tick a check box to say they have read these terms and conditions before proceeding. Any quotes and offers you receive will be provided by these firms, and you agree to be contacted by one of these businesses.


Consumer Protection:

Personal information may be collected from you and stored electronically. This information is collected from you whenever you fill out a form on this website. This information is used by the business that will contact you in order to generate quotations and offers for the products which you have selected.


Complaints:

Any complaint that you may have in relation to the business services provided by our firm should be made in writing to Leads Factory LLC10 East 39th Street 12th Floor New York, NY 10016. Any such complaint will be acknowledged within 5 business days of receiving it. Our company will attempt to investigate and resolve a complaint within 40 business days of having received the complaint.


Conflict of Interest:

It is the policy of our firm to avoid any conflict of interest when providing services to anyone. However, where an unavoidable conflict may arise we will advise you of this in writing before proceeding to provide any service. If you have not been advised of any such conflict you are entitled to assume that none arises.


Copyright and Site Content:

You acknowledge and accept that all copyright, trademarks and all other intellectual property rights in all material or content provided as part of the website belong to Leads Factory LLC. You may download material from this website for your own use only. No right, title or interest in any downloaded materials is transferred to you by such downloading. Any other use of the material and content of the website is strictly prohibited and you agree not to copy, reproduce, transmit, publish, display, distribute, commercially exploit or create derivative works of such material.


Disclaimer:

This website is designed to help you get general information, quotes and offers for business loans and other financial products only. This website does not provide any financial advice. All quotations and offers are provided by various independent third parties and product providers and whilst it is believed to be correct, the accuracy of the information is not guaranteed. We have no liability to you with respect to the accuracy of such information. In addition, whilst every effort is made to ensure the information given to you by third parties is up to date, there may be a time delay in receiving that information. You should therefore check the accuracy of the information in all cases. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or its server are free from viruses or bugs or that the information will be full, accurate or reliable. We will not be liable to you for any loss of material uploaded or transmitted through the website. Neither we, nor any of our directors, agents or employees will be liable for damages of any kind arising out of or in connection with your use of this website, other than those damages for which liability cannot be excluded under Irish law. In the event that there are third party links to other websites for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We do not endorse the content of any external sites and are not responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site. We shall not be liable to you where performance of any of our obligations to you is prevented, frustrated or impeded by any circumstance or cause beyond our control.


Use of this Web Site:

These Terms & Conditions of Business apply to your use of this web site and service. If you are not over 18 or not living in the United States, you should not attempt to submit a form on this website. However, subject to your acceptance of these Terms, you should feel free to browse our web site. A form submission signifies that you have read and understood these Terms & Conditions of Business and that you agree to be bound by them. If you do not agree to be bound by these Terms & Conditions of Business in their entirety, you should not use this website.

In using this web site, we require that you abide by these Terms & Conditions of Business. If you fail to abide by them, and this failure causes us to suffer a claim, action, liability, or loss because of your failure to abide by these Terms & Conditions of Business, you agree to indemnify us, on demand, for all costs and expenses, including legal fees that arise. We reserve the right at any time to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you and we will not be liable to you in any way for any modification or withdrawal of the website. We also reserve the right to modify these Terms & Conditions of Business without reference to you.

We reserve the right at any time to withdraw the form submission process for any reason. We will not be liable to you or any third party by reason of our failing to process your request. These Terms shall be governed by and construed in accordance with United States law and the United States courts shall have jurisdiction over any disputes between us. If any part of these Terms & Conditions of Business is found to be unenforceable as a matter of law, all other parts of these Terms & Conditions of Business shall not be affected and shall remain in force.

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Financial Services Authorization Number:  C48205. Merchant cash advance is not a regulated activity.

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